Leasetrader.com Car Lease Calculator Software is a freeware tool that allows
calculate the monthly lease payment and the overall lease costs.
Step-by-step through a few easy questions about the lease. Then we'll analyze
your answers and give you your results instantly.
Lease Calculator -
Car Lease Calculator -
Lease Calculator Software -
Car Lease Calculator Software
Use this calculator to analyze any lease deal: Find monthly payments, calculate
total lease costs, discover hidden fees, and check dealers' figures.
LeaseTrader.com Lease Calculator Software Main Screen
LeaseTrader.com Lease Calculator, lease calculation variables.
What is the MSRP for the vehicle (Manufacturer's Suggested Retail
Enter the vehicle's MSRP (window sticker price), including any
dealer-installed equipment. Do not include dealer fees, taxes, or
non-equipment options such as paint sealant, fabric protector, or window
2. Base Cap Cost (Lease Price)
What is your Base Cap Cost - (the
negotiated lease price for the vehicle)?
This is the vehicle negotiated or discounted price that you and the dealer
agree upon, which is usually a discount off the sticker price. It is called
Base Capitalized Cost in a lease contract. Do not include any other costs in
this figure. You will have an option at a later time to provide these
3. Costs Included in Lease
What additional costs are included in your
Total the other costs to be included in your lease, such as acquisition
(bank) fee insurance, or extended warranty you may have purchased. Include
any up-front sales taxes (required in some states) that will be financed
with the lease. Do not include fees, taxes, or costs that you will pay in
cash. If you are trading in a vehicle with negative equity (there is still a
loan or lease balance) add the amount of that balance to your other costs
and enter the total here now.
4. Cap Cost Reduction
The cost of your lease payment is reduced by any
down payment you make, credit for a trade-in vehicle, or rebate from the car
manufacturer. Remember, you will pay sales tax on your down payment and
rebate, and get a tax credit for your trade-in (in most states). The
LeaseTrader Calculator will calculate all this for you. If you have a
trade-in vehicle but still have an outstanding loan or lease, be sure you
add the amount you owe as a Cost Added to Lease back in Step 3.
5. Adjusted (Net) Capitalized Cost
This is the Net Cap Cost on which your lease payment is calculated. Change
it if you want.
Your Adjusted Net Cap Cost is your Base Cap Cost plus any other costs
included in the lease, minus any Cap Cost Reductions. It's often simply
called Cap Cost in lease payment calculations. This value is calculated
based on the figures you entered in previous steps. However, if you want to
ignore your previous input and change this value, you can do so now.
Otherwise, simply go on to the next step now.
6. Residual Value
What is the Lease-End Residual Value -or- Percentage for your vehicle?
Residual value is an estimate of a vehicle's wholesale value at the end of a
lease term. The higher the value, the lower your lease payment. The Residual
Value is set by lease companies, get this value from your dealer or lease
company. If you don't have a Residual Value now, leave it and we'll estimate
it for you later. Our estimate is based on a generic vehicle with 12k miles/yr.Come
back here to Step 6 to change it later.
7. Money Factor
What is your lease Money Factor (Interest Rate)?
Money Factor determines lease finance charges and is expressed as a small
number, such as .00225. Since Money Factor is set by each lease companies,
get this value directly from your dealer or lease company. If you don't know
your Money Factor, you can estimate it by finding the current new-car loan
interest rate APR.
What is the Term for the Lease, in months?
The length (Term) of your lease is expressed in months. For example: 36
months. Most leases are for 24, 30, 36, 39, 42 or 48 months. Leasing for a
term longer than the manufacturer's warranty on your vehicle may expose you
to paying for repairs after your warranty expires.
9. Sales Tax
What is the Sales Tax rate where you live?
Sales tax rates vary by state, county, and city. It is expressed as a
percentage, such as 6.5%. In most states, sales tax is added to and paid
with each monthly lease payment. If you know that you pay tax with each
monthly payment, or aren't sure how you pay, enter your tax rate now. Other
states require sales tax payment up front. If this is your case, leave the
tax rate set at 0%.
After calculate, you may go back and change any of your figures, see how it
affects your results. Print your results and compare different lease deals
with different vehicles.
LeaseTrader.com Lease Calculator Software Screenshots
Car Lease calculator software code. Free
software for websites.
Copy and paste the following HTML code in your website and offer free car lease
calculation to all your visitors. Please use the code exactly as provided.
After pasting this code in your website the Lease Calculator
will look like as follows:
Use Car Lease Calculator Online (Click START to begin lease calculation)
Car Lease Calculator by LeaseTrader.com
PAD File for software Publishers